I suspect many listers are "stuck" in HMOs and have to take what they get. I pay through the nose for Blue Cross Blue Shield with a $750 deductible, but I'm free to go to any doctor I see fit. All I really need is hospitalization for an emergency, but no insurance has that that I know of, I mean , exclusively hospitalization. Anne Cronvich (Also, I am by no means "well off."
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