Hey Ed, Welcome.
You ask an important question. First off, if you don't belong to a professional association like ANATS or a local music teachers association then join one. Pronto. It really helps to be part of a professional community working toward a common goal for many different reasons. Even if only to have an idea of what everyone else is charging and get a feel for the standard of professional behaviour expected by your colleagues and general public alike.(And it looks good on your resume!LOL)
I have been a HOPELESS bussinesswoman and have probably lost more money than I ought because of my own failings over the years. It is of course not too late and I am definitely changing my ways with all new students this year.
I did a small business course a couple of years back and now firmly believe the only way to survive is to approach your teaching in the most businesslike fashion possible. (And incidentally so probably does the taxman worldwide also.)
So my advice, for what it's worth, would be definitely print up a contract or some kind of document of terms and agreements. That way everyone knows where they stand, students are less likely to "try it on" for no good reason and you don't lose out big time in the long run.
I have always been acutely aware of how difficult it is for students to pay a whole terms fees up front yada yada yada, and have charged by the weekly lesson. What a mistake! There is no point in being a pussy cat when you have to put a roof over your head and food on he table. There are ways and means of making it flexible for those who can't come up with a lump sum. Being a teacher is one thing. Getting the payments due requires being something other than a teacher and you have to learn to do both from day one. So yes, by all means, organise your time into terms or semesters or whatever. They can follow the school year, the Uni year, whatever works best for you. Keep time aside for make up lessons. (One teacher I had, had a list of names and contact numbers of all her students who agreed to it, up in the waiting room. That way if we had to miss a lesson for illness or whatever, we could arrange with other students to swap lessons for that week, or wherever possible, within reason. This system worked really well for all concerned.) Plan for holidays, YOUR holidays, and make sure you take them, etc, etc, etc.
I understand quirky traditions, I live in Australia's answer to America's "Deep South" LOL. Nonetheless, increasingly in many areas, business is business, and so is part of our work. You need to be able to rely on your income as much as possible and following the basic rules of running a small business, writing your own charter to suit yourself of course, for my money is the only way to go.
I learnt the hard way that some students are all too willing to leave you high and dry for no better reason than their own capriciousness. Better to know where you stand. Less messy all round.
I'm sure there'll be some good advice from other vocalisters as well. Maybe even someone closer to home.
Best of Luck
Michelle
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